- https://www.onetonline.org/find/bright Find something here that allows you to meet your needs now and in the future.
- Remember that money is always replaceable, it’s your TIME that you need to spend wisely. Sure you can learn to do your own car maintenance, and when you are first starting out it might be wise to do. But when the cost of the time spent to do it outweighs what you make in the hours spent, STOP doing it yourself and pay someone with the experience who does it faster and more efficiently to do it.
Friendships, the time, the effort…
I created a policy long ago about how I go about lending money to friends. I will give them $20; in my head, it’s a gift. If they give it back, that means that they put effort in to get me the money back. If they say, “Oh I don’t have it this week or…